Boost Your Platform's Revenue with Embedded Spend Management.

Boost Your Platform's Revenue with Embedded Spend Management.

Launch expense cards in your platform — earning interchange revenue and increasing retention while saving your customers time and money. Leave the risk, operations, support, and development to us.

40% to 150%

LTV increase of businesses with expense cards

~400

Cardholders needed to break even

Cardholders needed
to break even

50% to 85%

Gross margin of expense cards with Embedded.dev

$0

Support and operations cost with Embedded.dev

Provide your customers a Ramp-quality expense management product, seamlessly integrated into your platform's system of record

Customized Underwriting

Use the information you already have about your customers, like AR, AP, payroll, and payments data, to get your customers more working capital.

Automated Invoicing

Ensure that your customers never lose money from unreimbursed business purchases by automatically invoicing expenses to clients right in your product.

Integrated Accounting and Tax

Help your customers avoid hours of manual reconciliation every month by automatically classifying spend in your accounting software.

Reduced Fraud, Waste, and Abuse

Use our spending controls, pre-configured based on your data, to prevent millions of dollars of losses that happen every month from brittle card controls.

Add high-margin, multi-channel value streams to your platform

Capture Interchange

>2% of all card spend by your customers goes to credit card issuers — this could be going to your platform.

>2% of all card spend by your customers goes to credit card issuers — this could be going to your platform.

Earn New SaaS Revenue

Software platforms charge $5-20 more per seat for premium offerings with expense management and charge cards.

Software platforms charge $5-20 more per seat for premium offerings with expense management and charge cards.

Boost Retention

Boost
Retention

Business customers that actively use your expense card product are between 2x and 6x less likely to churn.

Business customers that actively use your expense card product are between 2x and 6x less likely to churn.

Integrate spend management into your product in days. Customized UI and themed components make our app feel tailor-made for your product.

White-labeled app, customized to your product

Our embedded app is white-labeled to your theme colors, font, and logos. Customize the copy, images, and other features depending on who's logged in.

Expense Management, not just Charge Cards

Embedded.dev ensures that you don't have to build complex receipt capture and classification software, spend control authorizations, and in-app/text message card support.

Rich bidirectional data integrations

Inject your data into our app — e.g. to optimize underwriting or assign cards to employees. Ingest our post-message HTML events and Webhooks to sync your app.

Full-app or component-based integration

Embed our full application with a single iframe if you want the simplest deployment, or embed modular components if you already have some expense management features.

With BaaS, you'd need 50k+ cardholders to break even on an expense card product. With Embedded.dev, you just need 400.

AI-Enabled Support

When there's an inquiry about a customer's credit card, hand it to your “card support specialist”, and we take it from there.

Working Capital Included

We provide the working capital for your customers, and you are never responsible for any financial risk.

Accelerated Bank Approvals

Our bank has approved our standard expense management program at large, so new platforms go live fast.

Contact Us

Our customers typically see >250% ROI launching expense cards on Embedded.dev. Book a meeting with our team to see how embedded expense cards could fit into your platform.

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